Spartak Tetrashvili holds the position of the Director (CEO) in TBC Kredit. At the same time, he is a member of the Board of Directors at Azerbaijan Microfinance Association (AMFA).

He started working in TBC Kredit in 2015. Prior to joining TBC Kredit team, he used to work in leading Georgian banks as a member of top management team. Spartak occupied the positions of Agro Project Manager in Bank of Georgia, at the same time he was a Director of JSC “Agron Group”. Before he used to be a Member of Extended Management of Procredit Bank Georgia. He has more than 15 years of professional experience in banking sector.

Spartak studied in Procredit Academy in Furth, Germany and in Procredit Regional Academy in Veles, Macedonia. He holds Bachelor Degree from European School of Management (ESM) in Tbilisi, Georgia.

Azhdar Aliyev is the first deputy director and is responsible for risk management. He works for TBC Kredit since 2000, when he began his career in the company as a loan officer.

Azhdar Aliyev headed the mortgage lending department and the credit department at various times.

Azhdar Aliyev holds an MBA from the Western University in Baku and a Master of International Finance from the UIUC, in the USA. He also holds a Ph.D. in Economics and is a CFA charter holder.

Ayten Baghirova currently holds the position of Finance Manager in TBC Kredit.

She started working in TBC Kredit in 2006 and has experience in Real Estate and SME lending.

Ayten holds a Master’s degree in Finance from the Monterey Institute of International Studies in Monterey, California and is an alumna of Muskie program.

Fariza Tedeyeva holds the position of Deputy Director in TBC Kredit.

She joined TBC Kredit in 2006 and has experience in Real Estate lending, accounting, and process optimization.

Fariza holds a Bachelor degree in Finance and Banking from Azerbaijan State Economic University and a Master’s degree in Finance from Odlar Yurdu University where she studied at the program of Georgia State University, Atlanta.